Helpful Guide in Funeral Planning

 

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What are different things to consider about funeral planning? These plans are normally influenced by the person’s culture, religion and racial attachments. You also have to choose between the long-established burial and cremation. Related to this is your desired burial place or dispersal of your ashes; method of embalmment; type of coffin; transportation of your remains to the cemetery; ceremonies; and, graveyard markers.

There is no doubt that funerals are costly. However, it is more of an investment rather than an expense. At the same time, planning early makes life easier for your family. After you plan, the next move is to find a policy that allows you to prepay for burial or cremation. Then, pick a funeral company. Consult several enterprises so you discuss prices and services. If you are a religious person, seek advice from the spiritual leader of your congregation. This will determine the appropriate rites for your memorial observance.

Photos of the deceased are usually displayed on top of the casket during chapel visitation. The photo is also an alternative if certain circumstances prevent the embalmer from restoring the dead person’s condition. Given this scenario, the funeral manager may not allow any viewing to take place.

Place a guest book that people who visit the wake can sign. After burial, your family will know friends to whom thank you cards will be sent. You can ask for flowers and donations if the departed is an adherent of a certain noble cause. You can even place a death notice in the newspaper to inform peers about the incident.

It is important to make a will. You can ask a lawyer to draft this legal document. If not, the state may take control of your personal assets if you die without this last will. Important documents to gather consist of real estate titles, bank accounts, life insurance, pension, bonds, stocks, and debts. Come up with a list of your belongings especially jewelry and other valuable possessions as well as loans and financial obligations. You need at least two witnesses. Sign this legal document and appoint an executor for this will.

It is advisable to look for an inexpensive funeral manager who can give you the best service. Compare the costs and services for the traditional coffin, embalming, hearse, floral arrangements, prayer cards, thank you tags, and other requirements. Likewise, you need to decide if it will be the ordinary burial or cremation and storage in the columbarium.

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Things to Understand about Funeral or Cremation Planning

 

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Many people fail to plan for their funerals thinking it is something melancholic or uncalled for. On the contrary, you do family members a big favor by pre-arranging memorial services. A major family issue occurs if the head of the family dies unexpectedly. The grieving spouse and children are overwhelmed especially if no preparations have been made. It can even generate a serious financial predicament.

How do you cope with this matter? Prudent individuals make it a point to look after the future of their families. Invest money carefully. Get insurance coverage. Open savings accounts. Take care of funeral arrangements. Find a funeral company that offer good services at a reasonable cost. However, you may want a customized burial or cremation depending on the available budget. Inform the funeral manager right away about your preferences so this can be included in the prepaid plan. Special features include religious rites, music, video, photography, and special transport.

Document all these concerns. A will may not be enough if it tackles inheritance and financial affairs alone. The funeral package is just as crucial. Your dependents will reap the most benefits if you make arrangements in ahead of time. Give copies of this agreement to your loved ones and legal counsel.

Consult your wife or and children about the service. Include their wishes as well. Any memorial rite is essentially part of the grieving process. This will be an opportunity for relatives to convey anguish, share happy recollections celebrate a life that was lived in bliss. Involvement of your next of kin brings solace to everyone. It is also an assurance that your wishes are carried out to the very end.

Settle on the ultimate disposition. It could be entombment, the usual burial or cremation. The choice does not really matter for as long as said decision is influenced by the family’s beliefs and desires. Inquire regarding costs. Prearranged plans are not affected by inflation so you need not worry about price increases. Moreover, the family is spared of any financial burden. 

Your life insurance and final expense coverage may not be adequate. The policy may offer one-time lump sum benefits after demise. However, there is no assurance that your funds will not be used up by hospitalization or serious accidents. Even if you have insurance, it is still necessary to plan and pay for funerals or cremation. Insurance is also not protected when it comes to price increases. Proceeds may not be sufficient to cover memorial rites and burial.

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Funeral Care in Maylands

Look back and reminisce the moments you had with the deceased, the stuff you enjoyed doing together, the good memories, and the things that you will miss. These are the things that you might want to share.